Homebuyer Education |

8 Ways A Great Real Estate Agent Like Me Can Change Your Life

A real estate transaction can be an exciting thing to experience, but it can also be nerve-wracking and stressful. Your experience will largely depend on the circumstances surrounding your transaction and, perhaps more importantly, the agent you’re working with. A great agent will not only get you over the finish line to the best of…
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FHA Mortgage Facts: Understanding FHA Loans

Definition of FHA FHA is an acronym that stands for Federal Housing Administration. The administration was founded by the United States Federal government in 1934. The main purpose of FHA was to allow people with sufficient income to purchase a home without the need for a major down payment. FHA Does Not Lend Directly to…
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Learning About Debt to Income Ratio

As a functioning adult, you know there’s something about debt that you’re supposed to understand at this point in your life, right? Something about not having too much, or maybe not too much in relation to something else… but frankly, this stuff is kind of confusing and some days you’d just rather take your Visa,…
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What is a FICO score anyway?

Another month, another rent payment that’s helping your landlord pay off the house or apartment where you’re living. Another month, another rent day spent pondering just how much equity you could have paid down on your own house by now. So, why not you? Why not now? Sure, buying a house can be complicated and…
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Virtual Doorman and So Much More – Video Doorbells

Everywhere you look, new smart home technology seems to be popping up. Security cameras that can tell friend from foe and UPS delivery man from the neighbor’s dog, door locks that only need a smartphone to unlock them and thermostats that can adjust themselves to keep you comfortable all day and night are just a…
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Documents to Gather for Mortgage Loan Application

Gather all of the following documents before you meet with your loan officer. Just to be safe, make sure you don’t pack these as you prepare for your move since your lender may ask for additional documents during the application process. Work History W2 forms from past two years Pay stubs for the past 1-3…
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How to Get Smart on Down Payments

How to Get Smart on Down Payments Picking the right house is just one of the big decisions you’ll face when buying property. Deciding on the down payment is another. Low inventory in some national markets continues to pressure potential buyers into making bigger down payments to gain a competitive edge. But the possibility of rate increases in…
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Tag: Homebuyer Education