Tag: First-Time Homebuyers

8 Ways A Great Real Estate Agent Like Me Can Change Your Life

A real estate transaction can be an exciting thing to experience, but it can also be nerve-wracking and stressful. Your experience will largely depend on the circumstances surrounding your transaction and, perhaps more importantly, the agent you’re working with. A great agent will not only get you over the finish line to the best of…
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FHA Mortgage Facts: Understanding FHA Loans

Definition of FHA FHA is an acronym that stands for Federal Housing Administration. The administration was founded by the United States Federal government in 1934. The main purpose of FHA was to allow people with sufficient income to purchase a home without the need for a major down payment. FHA Does Not Lend Directly to…
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What is a FICO score anyway?

Another month, another rent payment that’s helping your landlord pay off the house or apartment where you’re living. Another month, another rent day spent pondering just how much equity you could have paid down on your own house by now. So, why not you? Why not now? Sure, buying a house can be complicated and…
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Documents to Gather for Mortgage Loan Application

Gather all of the following documents before you meet with your loan officer. Just to be safe, make sure you don’t pack these as you prepare for your move since your lender may ask for additional documents during the application process. Work History W2 forms from past two years Pay stubs for the past 1-3…
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