Tag: finance

Learning About Debt to Income Ratio

As a functioning adult, you know there’s something about debt that you’re supposed to understand at this point in your life, right? Something about not having too much, or maybe not too much in relation to something else… but frankly, this stuff is kind of confusing and some days you’d just rather take your Visa,…
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What is a FICO score anyway?

Another month, another rent payment that’s helping your landlord pay off the house or apartment where you’re living. Another month, another rent day spent pondering just how much equity you could have paid down on your own house by now. So, why not you? Why not now? Sure, buying a house can be complicated and…
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Documents to Gather for Mortgage Loan Application

Gather all of the following documents before you meet with your loan officer. Just to be safe, make sure you don’t pack these as you prepare for your move since your lender may ask for additional documents during the application process. Work History W2 forms from past two years Pay stubs for the past 1-3…
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How to Get Smart on Down Payments

How to Get Smart on Down Payments Picking the right house is just one of the big decisions you’ll face when buying property. Deciding on the down payment is another.  Low inventory in some national markets continues to pressure potential buyers into making bigger down payments to gain a competitive edge. But the possibility of rate increases in…
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