813 Real Estate |

3 Ways To Give Your Kitchen A Mini Makeover

Your kitchen is often the heart and soul of your home. It’s where many homeowners spend a significant amount of their time – preparing meals for friends and family, trying out new recipes or just gathering their loved ones for a glass of wine and a conversation. Doesn’t it make sense to keep the kitchen…
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18 Inexpensive Ways To Hide The Eyesores In Your Home – Brilliant!

You can never have enough tips on making sure your home looks clean and stylish. Here are 18 ideas on how to cover eyesores around the house. Here’s to getting crafty! 1. Does the underside of your desk look like a snake pit from the Indiana Jones movies? A drop cloth is the perfect solution…
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Home Improvements With The Best ROI

Home renovations are a great way to make your home more livable. But if you’re thinking about selling your home anytime in the future, you want to know you’re going to be able to get back at least some of your investment when you put your house on the market. But which renovations are going…
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The Ten Commandments of Selling a Home – Edrina Hammond, Tampa Bay Realtor

So your home’s on the market — are you jazzed about getting it sold? Good. But there are a few things you need to know. More specifically, ten things. They’re called “The Ten Commandments of Selling a Home.” Read them. Absorb them. Emblazon them to memory, because one tiny mis-step can make your dream of…
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FHA Mortgage Facts: Understanding FHA Loans

Definition of FHA FHA is an acronym that stands for Federal Housing Administration. The administration was founded by the United States Federal government in 1934. The main purpose of FHA was to allow people with sufficient income to purchase a home without the need for a major down payment. FHA Does Not Lend Directly to…
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Learning About Debt to Income Ratio

As a functioning adult, you know there’s something about debt that you’re supposed to understand at this point in your life, right? Something about not having too much, or maybe not too much in relation to something else… but frankly, this stuff is kind of confusing and some days you’d just rather take your Visa,…
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Virtual Doorman and So Much More – Video Doorbells

Everywhere you look, new smart home technology seems to be popping up. Security cameras that can tell friend from foe and UPS delivery man from the neighbor’s dog, door locks that only need a smartphone to unlock them and thermostats that can adjust themselves to keep you comfortable all day and night are just a…
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Documents to Gather for Mortgage Loan Application

Gather all of the following documents before you meet with your loan officer. Just to be safe, make sure you don’t pack these as you prepare for your move since your lender may ask for additional documents during the application process. Work History W2 forms from past two years Pay stubs for the past 1-3…
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How to Get Smart on Down Payments

How to Get Smart on Down Payments Picking the right house is just one of the big decisions you’ll face when buying property. Deciding on the down payment is another. Low inventory in some national markets continues to pressure potential buyers into making bigger down payments to gain a competitive edge. But the possibility of rate increases in…
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